![]() Credit accountsĬreditors and lenders report information about your current and past accounts to Equifax, which is reflected in this section. It may also show prior addresses, maiden names or any other names you’ve previously used. This section includes identifying information like your full name, address, birthday and Social Security number. ![]() ![]() You can get a free copy of your Equifax credit report to review and understand what creditors and lenders are seeing when you apply to borrow money.Īn Equifax credit report contains information about an individual’s financial history and has five main types of information: 1.The five main components of an Equifax credit report are personal information, credit accounts, inquiry information, bankruptcies and collections accounts.Equifax is a credit bureau that collects information about an individual’s credit history to create a credit report.Read on to learn more about what an Equifax credit report is and how to use this information. This way, you can be more prepared when making financial decisions. These reports are then used to calculate credit scores and help companies determine your creditworthiness-or how likely you are to repay your debts on time.īy checking your Equifax credit report, you can learn more about what creditors or lenders may see when you apply for credit. These credit bureaus all collect information on your financial habits and use that information to compile and sell credit reports. Equifax® is one of the three major credit bureaus.
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